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Turning an Empty Insurance Estimate into a $16,686 Roof Claim Success

When a residential homeowner received an initial insurance estimate that did not acknowledge the hail damage on the roof, skylights, and gutters, they were left with only minor coverage for roof vents and exhaust caps. Our team discovered significant hail damage across the full roof and skylights, and successfully submitted a detailed insurance claim supplement. As a result, the homeowner received full approval for roof and gutter replacement, increasing their payout by $16,686 and ensuring the home was restored to its pre-loss condition.

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Roof insurance claim supplemented from zero estimate to $16,686 approved payout
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Project Overview

  • Property Type: Residential
  • Trade(s) Involved: Roof & Gutters
  • Cause of Loss: Hail

 

The homeowner initially received no coverage for the damaged roof and gutters, leaving the property vulnerable to further issues if not fully addressed.

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The Original Insurance Estimate

  • Original Estimate: $0.00

 

  • Approved Scope:
    • Roof vents
    • Exhaust cap
    • Labor for the manipulation of the roof vents/exhaust cap

 

What was missing / underpaid:

  • Full replacement of the roof, skylight, and gutters

 

Insurance failed to recognize the full extent of hail damage, approving only minor components.

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Why a Full Roof and Gutter Replacement Was Required

The supplement request was triggered because the initial insurance approval did not include the actual damaged roof or gutters.

 

Upon inspection, we found:

  • Extensive hail damage across the laminated composition shingles
  • Damage to skylights
  • Impacts on gutters affecting water drainage

 

Without a full replacement, the homeowner risked ongoing leaks, which would eventually lead to reduced property value.

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Supplement Scope & Documentation

Scope of Supplement:

  • Remove and replace laminated composition shingles
  • Replace skylight
  • Replace gutters
  • Labor, mitigation, and code compliance included

 

Total Amount Requested: $19,447.19
Total Amount Approved: $16,686.61

 

Supporting Documentation Provided:

  • Photos (before, during, after)
  • Inspection photos of hidden damage or missed damage
  • Original and revised insurance estimates
  • Communication with the adjuster
  • Other supporting documentation

 

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Results & Impact

  • Final Claim Value: $16,686.61
  • Original Estimate: $0.00
  • Total Increase: $16,686.61

 

Impact:

  • The homeowner received full roof, skylight, and gutter replacement
  • Proper compensation for all hail damage
  • Prevented future structural and water-damage issues

 

The effectiveness of insurance claim supplements for unwarranted damages

Maximize Your Insurance Payout — See What You Could Recover

If your insurance company gave an estimate that doesn’t come close to covering the actual repair costs, there is still an opportunity to correct it. Most underpaid or incomplete estimates can be supplemented, as long as proper documentation and a comprehensive scope are submitted. We are here to help you uncover missed damage, strengthen your claim, and negotiate for the full amount needed to restore the property to its pre-loss condition. Reach out for a claim review and discover how much more your insurance company may owe.

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What Contractors Say About Our Services

Claim Supplement Pro
4.8
Based on 25 reviews
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Devin K.
21:43 06 Nov 25
I had a great experience with this company. They really made me feel comfortable by walking me through the process. They did a great job with supplementing my roof job and pulled in alot of extra money. Vladimir and Mandy were great to work with. I couldnt imagine anyone else doing a more thorough job. Thanks guys!
Daniel O.
15:21 27 Oct 25
I've been working with Claim Supplement Pro for the better part of a year and have been impressed with their professionalism and efficiency. Additionally, they are knowledgeable in their review process. Highly recommended
Kruna P.
13:23 15 Oct 25
Working with this team was an outstanding experience. From day one they showed professionalism, transparency, and genuine dedication. They quickly understood our goals, proposed thoughtful improvements, and kept us updated at every step. The outcome exceeded expectations, both in quality and timing. Communication was clear, fast, and proactive, which made the entire process smooth and stress-free. I would gladly work with them again and recommend them to anyone looking for a reliable partner.
Julie L.
06:41 25 Sep 25
Working with Claims Supplement Pro has been a wonderful experience. We’ve been working with this company for a while, they are very helpful with the estimates, invoices and processing the claims. The team is amazing, knowledgeable, professional and friendly. Thank you Mandy and Vlad. Highly recommend this company.
Vincent S.
18:25 08 Jul 25
We provide water damage mitigation services and we have used claim supplement pro several times now. I would highly recommend working with this company because they reduced the work load and made it much easier to process insurance claims. All of their staff is super friendly and pay attention to detail. Thank you for your outstanding support!

Discover Our Claim Supplement Expertise

As Supplement Experts, we offer expert advice and assistance in insurance supplementation for residential and commercial roofing projects

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Roofing Supplements

Don’t let missing items or low estimates eat into your time and your paycheck. With accurate supplements and solid documentation, you’ll get paid what your roofing work is truly worth.

Sliding Supplements

Too many siding claims leave money behind because the damage isn’t documented clearly. Avoid that scenario with accurate estimates, proper backup, and support that gets your supplements approved faster.

Fence Supplements

Fence damage claims can be tricky. We help make sure all repairs are properly documented, so you can secure the full compensation needed to complete the work.

Other Residental Supplements

Missed line items and vague estimates shouldn’t eat into your profits. We dig into the details, align with insurance carrier expectations, and make sure every bit of your residential work is backed by the numbers to get it approved.

Commercial Supplements

Commercial claims are too valuable to leave underpaid. We identify missing items, document every detail, and fight to get you paid fully for your commercial restoration work so that you can move forward without costly delays.

Fire Supplements

Initial insurance estimates often miss the full extent of fire-related damage. We deliver claim-ready supplements that reflect the true scope of repairs, so you can move forward with confidence and get paid what the job is really worth.

Water Mitigation & Flood Supplements

Flood cleanup is tough enough without chasing underpaid claims. If your estimate doesn’t match the real work needed to dry out, clean up, and restore the property, we’ll step in to help you recover the difference.

Estimating Services

Your time is valuable; every missed line item is money left on the table. With Claim Supplement Pro, you get fair and accurate supplemental estimates that help you close claims faster—and for the full amount you’re entitled to.
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