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Securing Accurate Claim Coverage: $31,967 Increase for Residential Siding Replacement

When a residential homeowner received an initial partial insurance approval of just $840, their siding damage was far from fully addressed. Our team discovered widespread hail damage across all elevations, including the front, which had been completely excluded. By submitting a comprehensive supplemental estimate with detailed documentation and photos, we secured full siding replacement approval, increasing the claim by $31,967 and restoring the home to its pre-storm condition.

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Residential siding insurance claim supplemented with $31,967 increase for full replacement coverage
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Project Overview

  • Property Type: Residential
  • Trade(s) Involved: Siding
  • Cause of Loss: Hail

 

The initial insurance approval included only partial siding replacement and minor repairs to screens, gutters, and A/C components. The front elevation was entirely excluded, leaving the home vulnerable to inconsistencies.

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The Original Insurance Estimate

  • Original Estimate: $840.00

 

  • Approved Scope:
    • Partial aluminum siding: right, back, left elevations
    • Window screen and gutter screen: front elevation
    • Gutter/downspout: left elevation
    • A/C comb-fin & gutter screen: right elevation

 

Missing / Underpaid Items:

  • Full siding replacement on all elevations, particularly the front
  • Additional miscellaneous siding repairs

 

Insurance was not fully aware of the extent of hail damage, approving only minor components.

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Why a Full Siding Replacement Was Required

The supplement request was triggered because the front elevation had no approved coverage, despite evident hail damage.

 

Upon inspection, we identified:

  • Extensive hail damage across the siding on all elevations
  • Areas where minor approval would leave visible mismatches and an uneven appearance
  • Need for a full replacement to maintain like-kind and quality restoration

 

Without full coverage, the home would have incomplete repairs, mismatched siding, long-term aesthetic issues, and compromised structural integrity.

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Supplement Scope & Documentation

Scope of Supplement:

  • Remove and replace siding on all elevations
  • Miscellaneous siding repairs as identified during inspection

 

Total Amount Requested: $53,483.88
Total Amount Approved: $32,807.00

 

Supporting Documentation Provided:

  • Pre-loss, during, and post-loss photos
  • Inspection photos of hidden damage
  • Communication with the adjuster
  • Other supporting documents

 

Insurance approved full siding replacement, though some miscellaneous items were not covered.

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Results & Impact

  • Final Claim Value: $32,807.00
  • Original Estimate: $840.00
  • Total Increase: $31,967.00

 

Impact:

  • The homeowner received full siding replacement across all elevations
  • Proper compensation for hail damage
  • Maintained property value and uniform home appearance

Need Your Claim Re-Evaluated? We Can Help You Secure the Coverage You’re Owed

If your insurance estimate doesn’t reflect the real cost of restoring your homeowners’ house, you still have options. A partial approval doesn’t mean the claim is final. With proper documentation, including inspection photos and a carrier-compliant supplement, you can correct missing items and obtain the coverage that the policy is intended to provide. Claim Supplement Pro helps you submit stronger, fully documented supplement requests so underpaid or incomplete siding claims get accurately reviewed. Get a professional claim review and see what your policy should actually cover.

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What Contractors Say About Our Services

Claim Supplement Pro
4.8
Based on 25 reviews
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Devin K.
21:43 06 Nov 25
I had a great experience with this company. They really made me feel comfortable by walking me through the process. They did a great job with supplementing my roof job and pulled in alot of extra money. Vladimir and Mandy were great to work with. I couldnt imagine anyone else doing a more thorough job. Thanks guys!
Daniel O.
15:21 27 Oct 25
I've been working with Claim Supplement Pro for the better part of a year and have been impressed with their professionalism and efficiency. Additionally, they are knowledgeable in their review process. Highly recommended
Kruna P.
13:23 15 Oct 25
Working with this team was an outstanding experience. From day one they showed professionalism, transparency, and genuine dedication. They quickly understood our goals, proposed thoughtful improvements, and kept us updated at every step. The outcome exceeded expectations, both in quality and timing. Communication was clear, fast, and proactive, which made the entire process smooth and stress-free. I would gladly work with them again and recommend them to anyone looking for a reliable partner.
Julie L.
06:41 25 Sep 25
Working with Claims Supplement Pro has been a wonderful experience. We’ve been working with this company for a while, they are very helpful with the estimates, invoices and processing the claims. The team is amazing, knowledgeable, professional and friendly. Thank you Mandy and Vlad. Highly recommend this company.
Vincent S.
18:25 08 Jul 25
We provide water damage mitigation services and we have used claim supplement pro several times now. I would highly recommend working with this company because they reduced the work load and made it much easier to process insurance claims. All of their staff is super friendly and pay attention to detail. Thank you for your outstanding support!

Discover Our Claim Supplement Expertise

As Supplement Experts, we offer expert advice and assistance in insurance supplementation for residential and commercial roofing projects

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Roofing Supplements

Don’t let missing items or low estimates eat into your time and your paycheck. With accurate supplements and solid documentation, you’ll get paid what your roofing work is truly worth.

Sliding Supplements

Too many siding claims leave money behind because the damage isn’t documented clearly. Avoid that scenario with accurate estimates, proper backup, and support that gets your supplements approved faster.

Fence Supplements

Fence damage claims can be tricky. We help make sure all repairs are properly documented, so you can secure the full compensation needed to complete the work.

Other Residental Supplements

Missed line items and vague estimates shouldn’t eat into your profits. We dig into the details, align with insurance carrier expectations, and make sure every bit of your residential work is backed by the numbers to get it approved.

Commercial Supplements

Commercial claims are too valuable to leave underpaid. We identify missing items, document every detail, and fight to get you paid fully for your commercial restoration work so that you can move forward without costly delays.

Fire Supplements

Initial insurance estimates often miss the full extent of fire-related damage. We deliver claim-ready supplements that reflect the true scope of repairs, so you can move forward with confidence and get paid what the job is really worth.

Water Mitigation & Flood Supplements

Flood cleanup is tough enough without chasing underpaid claims. If your estimate doesn’t match the real work needed to dry out, clean up, and restore the property, we’ll step in to help you recover the difference.

Estimating Services

Your time is valuable; every missed line item is money left on the table. With Claim Supplement Pro, you get fair and accurate supplemental estimates that help you close claims faster—and for the full amount you’re entitled to.
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