As a roofer or general contractor, you likely meet homeowners who are unfamiliar with navigating the complexities of filing a home insurance claim after storm damage. By providing some guidance and support, you can position yourself as a trusted advisor and differentiate your company from the competition. Here are some steps you can take to help your customers file a home insurance claim: Be Informed: Brush up on the general claim process. Most involve contacting the insurance company as soon as possible and filing a claim (online or by phone). We have included a table with some of the major insurance companies’ contact information and online claim links (check it out below!). The table below summarizes the general claim filing process for some of the major insurance companies:
In addition to contacting their insurance company, homeowners may need some of the following:
Promote Open Communication: Urge homeowners to communicate openly and honestly with their insurance company. This helps avoid misunderstandings and delays. Here's where Claim Supplement Pro can help and be a valuable asset to your customers: Many homeowners don’t notice the full extent of the damage to their roof or home after a storm. This can lead them to file a claim but not be adequately compensated with the right amount of money to cover the repairs. Claim Supplement Pro is an expert at identifying damages that insurance companies may miss, and also spotting mistakes on estimates. By partnering with Claim Supplement Pro, you can offer your customers a valuable service that ensures they receive the full compensation they deserve. Contact us now to learn more about how Claim Supplement Pro can help your clients maximize their claim payout.
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Hey there, roofers and general contractors! Ever heard the saying, "Out of sight, out of mind"? Well, that can be a recipe for disaster – especially when it comes to hail damage to your roof vents Why Vents Matter More Than You Think Think of your roof vents as the lungs of your attic. By releasing hot air and moisture, they stop your roof from becoming a hot and stuffy space. But damaged vents mean trapped heat and humidity. This unfortunately turns your roof into a prime spot for mold and mildew to thrive. Mold and Mildew: The Silent Stinkbombs Damp and darkness create the perfect breeding ground for mold and mildew. Unvented attics become a breeding ground for mold and mildew, like a luxurious vacation destination for these unwelcome guests. But unlike a resort, their presence isn't relaxing. Mold and mildew release allergens and irritants that can trigger various health problems, such as:
So, it's definitely not something you want lurking in your client's attic! Beyond Breathing Easy: Protecting Your Roof But the health hazards aren't the only concern. Remember that trapped heat and moisture we mentioned? They don't just make your attic a mold haven; they can also weaken the structure of your roof. Think:
Here's Where Claim Supplement Pro Swoops In Like a Roofing Superhero By working with Claim Supplement Pro, you can offer your customers peace of mind, knowing that we are checking all of the fine details of their roof's health - including the damaged vents, and also if the venting is not up to building codes. Plus, you'll get a chance to be the hero – the one who ensures their home stays a safe and healthy haven. Don't let hail damage vent your frustration. Call Claim Supplement Pro today and let's make sure your clients breathe easy! In our previous blog, we discussed the importance of depreciation and the necessary documents needed to ensure that your client gets the money that is owed. It was also pointed out that the depreciation time frame varies from one insurance company to another and depends heavily on the policy. What happens if roofers or general contractors can meet the deadline? Let’s Discuss It is not a secret for roofers and general contractors how complex and time-consuming the insurance claims process can be. One common hurdle is doing all the repairs before the deadline set by insurance companies – because not meeting the deadline means compromising the release of the remaining depreciation funds. When this happens, both homeowners and you are faced with the problem of paying expenses out-of-pocket, something that the insurance policy could have covered. Insurance companies know that certain things affect production, such as:
As roofers and general contractors, it becomes your responsibility to help homeowners inform insurance companies about the delays in repairs within the given timeframe. Here is where insurance claim extensions play an important role. What is an Insurance Claim Extension? Insurance Claim Extension is a request made to insurance companies for additional time to complete repairs on a property that has been struck by a covered peril. This ensures that depreciation will still be released even after the deadline. How to Request for an Extension? In general, the process of requesting a claim extension depends on the homeowner’s policy and insurance, and so a thorough review of what the policy states is of great importance to ensure some details that could affect the claim process do not fall into the cracks. Contacting insurance companies in a timely manner and knowing the medium to contact them also plays a crucial role in requesting for extension to ensure that your customer is paid for what they are owed. Our team at Claim Supplement Pro conducted research in April 2024 to gather information about the common process of claim extensions across various insurance companies. It is important to note that the data shared here is subject to change over time and is generalized. It may not specifically apply to your insured’s policy. Reviewing what the policy states or checking in with the claim adjuster for additional information needed in requesting an extension or if an extension could be granted is still necessary. Rest assured that we will keep you updated through our blog posts for any important changes The table below shows the process for requesting a claim extension from some insurance companies.
As the table suggests some insurance companies do not allow extension at all. While some do, the process can be tedious and it certainly takes some of your time away from doing what you have to to complete repairs. How Can Claim Supplement Pro Help? Here at Claim Supplement Pro, our team of experts aims to help you with every step of the insurance claims process, from claims supplements to requesting extensions. Our experienced professionals can assist you in: 1. Understanding your client’s insurance policy: We can walk you through your policy and explain the extension process. 2. Documenting your request: We can assist you in organizing your documents, and making sure that everything needed is in file. 3. Negotiating with insurance companies: Negotiating is possibly the most time-consuming and energy-draining phase in the claims process - with Claim Supplement Pro by your side you can be certain that your time will be committed in restoring your homeowner’s humble abode to its former glory. Do not let a tight deadline stop you from giving a top-quality repair job. Let us be your partner in handling claim insurance drama, contact Claim Supplement Pro today and find out how you can push the boundaries of your business and deliver exceptional customer service eventually becoming a go-to brand for your target audience! Contractors Can Help Customers To Be Prepared For Storm Emergencies
When Mother Nature throws tantrums, it is never a simple drizzle, it is most often a roof-ripping, side-battering, and construction-shaking chaos. As a storm restoration contractor, you can be a hero to your customers by guiding them how to be prepared for storm emergencies, and reassure them that you will be there for them when storm damage is inevitable. In this guide, we'll explore comprehensive strategies to help educate customers for storm emergencies, safeguard their property, and mitigate potential damage. Create a Comprehensive Plan:
In conclusion, preparing for storm emergencies is critical for homeowners, roofers, and storm restoration companies. Having a concrete emergency plan, ensuring the structural integrity of the house, and securing materials that can cause potential damage during a storm are key steps in weathering any storm. When bad storms lead to property damage and insurance claims, Claim Supplement Pro is here to help your company navigate the process and help you to be that knight in shining armor for your customers. Contact us today so we can hear about your awesome business and how we can help. |
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August 2024
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